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White Bear Lake Minnesota Personal Injury Law Blog

Workers' compensation can be a relief for Minnesotans

There was a long struggle for labor rights throughout the United States when workers' compensation payments finally became the norm for injured employees. Prior to that point, workers were often liable for their own medical expenses if they were hurt on the job, and many more hazards existed in the workplace in the 19th and early 20th centuries. If an employer didn't offer an injured worker benefits, they had to sue to try to get something.

Fortunately, matters have continued to improve. Employers in Minnesota are required to carry workers' compensation insurance that help them pay injured or sickened employees for their expenses on the road to recovery. The average Minnesota business owner pays $1.06 for every $100 on the payroll in workers' compensation costs.

Developed asbestosis? It may be a work-related injury

You never thought about the risks that were involved in your job, because it always seemed safe. You worked with a crew, had good techniques and always had someone standing by to make sure things ran smoothly.

In fact, it wasn't an accident that ended up harming you. Instead, it was exposure. You found out recently that you'd been exposed to asbestos many times during your time with your employer. How did you find out? You had developed asbestosis.

What do you need to do if you're involved in a collision?

Getting into a crash is a serious situation. Even relatively minor collisions can lead to injuries that have lasting implications. You might have whiplash, suffer a head injury, have burns from a deploying air bag or other issues to deal with.

After a collision, the most important thing to remember is that you should seek medical care. At that point, it doesn't matter who's to blame or who's going to pay the bills. You just need to make sure that you're going to be healthy.

Your crash might fall under workers' compensation ... or not

Your boss decided to send you to a special conference on the company's dime. You were excited about it because you only needed to drive a few hours before you'd be at the conference and among people who are interested in the same things that you are. You want to learn more about your job and the career that you've put so much time into.

You couldn't have expected that you'd be involved in a collision on the way to that conference or that it would have life-altering consequences for you. You suffered significant injuries to your lower spine, and it may be months or years before you regain the strength and mobility that you've lost.

If your workers' compensation claim is denied, can you appeal it?

Workers' compensation is designed to be there for you when you get hurt on the job. Unfortunately, there are times when an employee will make a workers' compensation claim and see it denied.

Denials can happen for many reasons, but one of them that you need to be concerned about is if your own employer disputes your claim. If your employer claims that your accident didn't take place on the job or was the result of any other disqualifying reason, then you may see your claim rejected.

Will a settlement consider a crash's impact on a family?

It's devastating to find out that your spouse has been badly hurt in a traffic accident. You rely on them, so your family's situation is going to change as a result of this collision.

There may be a real role reversal after a crash like this, especially if it involves the breadwinner. You may already work but need to increase your hours. You could also find that you don't have the opportunity to work because you have to stay home to care for your spouse as they recover.

Be prepared for cold weather by understanding hypothermia

Cold weather can be a huge danger to workers who are just trying to finish a job. It's particularly dangerous for those who drive for work or who have to work outside in the elements.

In cold or freezing temperatures, there are a few different weather hazards that have to be monitored. Some include:

  • Wind chill
  • Temperature
  • Precipitation

You should hold others responsible when they cause your injuries

When you get hurt, you may not feel like holding others responsible. Maybe you're overwhelmed by what happened. Maybe you feel that the other party is sincerely regretful that you were injured. Whatever the truth may be, it's important that you know one thing: If you're hurt because of someone else's actions, then they should be held liable in most circumstances.

Holding someone liable for causing a car crash or causing injuries to you because of other circumstances doesn't mean that you're personally attacking them. Think of a claim as a simple business arrangement; most people have insurance coverage, and that's what you're accessing when you ask them to cover your losses. Making a claim is simply stating the facts: You were hurt as a result of their actions, and now you need money to cover your losses.

Workplace injuries down in 2018, according to new report

If there is one good piece of news out of Minnesota in 2020, it's that the total number of fatal workplace injuries that took place in 2018 has been reported and decreased over the course of that year. In 2017, there were 101 fatal workplace injuries, while there were 92 in 2016. In 2018, there were 75.

That equals out to a rate of 2.7 fatalities per 100,000 full-time employees within the state. Of course, deaths don't tell the whole story about workplace safety. It's best to look closer at injury rates to see if workers are being safer on the job. The injury and illness rate in Minnesota was at its lowest rate since 1973 in 2018. The state had approximately 3.2 recordable, and nonfatal, workplace illness or injuries in 2018. That's down .1 percent from the previous year.

How can you avoid a crash with deer?

During the winter months, it's not unusual to see deer and other animals roaming near the roadways. They may be traveling to find food or migrating south as the weather gets colder.

While you can't pursue a claim against a deer that causes a crash, you may be able to file a claim if someone tries to avoid one and crashes into you. Over 20,000 crashes can be expected yearly as a result of deer throughout America.

You don't have to deal with the aftermath of an accident alone. Call me at 612-504-5763 to learn how I can help.
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 JN Law Office of James R. Nethercut, P.A.

4527 Allendale Dr.
White Bear Lake, MN 55127

Phone: 612-504-5763
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