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A workers’ compensation denial is possible: What to do about it

Even though you do your best to avoid trouble on the job, you know that it's possible you could suffer an injury at some point. This is particularly true if you work in a dangerous industry, such as construction or manufacturing.

If you suffer an on-the-job injury, you assume that you'll be able to file a claim for workers' compensation benefits. Subsequently, you'll receive payments until you're able to return to work.

While this is the hope, there's no guarantee that everything will work out this way. Instead, it's possible you could receive a workers' compensation denial letter. There are many reasons for this, such as:

  • You did not report your injury in time
  • You did not file your claim for benefits in time
  • Your employer disputes your claim, often by arguing that you were not injured on the job
  • You suffered a noncompensable injury
  • You did not receive medical treatment following your accident and injury

The best thing you can do is report your injury immediately, receive medical treatment right away and never delay in filing a claim.

If you receive a workers' compensation denial letter, make sure you read it from top to bottom. Once you understand why you were denied, you can then look into your options for moving forward.

The letter will include an outline of how to appeal the decision, so you definitely want to consider doing so. This is much better than sitting back, letting your employer win and having to find another way to get by financially until you recover.

Source: FindLaw, "Workers' Comp Denied? Here Are Your Next Steps," accessed May 02, 2018

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